1. Do know your drone — and your capabilities. Practice your maneuvering skills, including safe landings, in an open field or empty parking lot. You could even join a local club to learn how to fly. Once you do, be sure to stay away from people, wildlife, public events and, yes, your neighbor’s pool party.
    

2. Don’t forget to register your drone. In the eyes of the Federal Aviation Administration (FAA), your drone isn’t a toy. It’s an Unmanned Aircraft System, one you need to register with the agency.
    

3. Don’t fly above 400 feet or within 5 miles of an airport. If you do, you’ll violate FAA guidelines. Though flying near an airport may be possible after first obtaining clearance from the facility and control tower.
    

4. Do get authorization for commercial use. If you use a drone for commercial purposes, such as taking photos for your real-estate business, you must get FAA authorization first. Just using a drone for personal recreation? No authorization required. 
    

5. Do understand the risks. Drones can weigh up to 55 pounds, so there’s the potential for them to cause some serious damage – damage for which you might be liable. However, not all homeowners insurance policies provide liability coverage for hobby or model aircraft. Give us a call to find out what kind of coverage you might have.

Hey, we get it. Drones are affordable, fun to fly and have a number of interesting uses, such as aerial photography. Just remember to be smart and safe while yours is in the sky. And, if you’re being impacted by someone else’s drone use, it’s best to talk it through. Because we here at PMA Insurance Services, LLC don’t want to see you on the local news!

Finding competitive rates and quality coverage is not always easy but PMA Insurance Services is not just any agency. Homeowners receive the best personal attention and customized service catered to your needs. One of the best providers available with PMA Insurance Services includes Travelers.

Travelers Insurance is a Fortune 500 company decorated with many respectable awards from Forbes, Barron, and Goldman Sachs. Travelers protects homeowners when there is damage to the home or other structure, personal belongings, liability, valuable items, and other living expenses. Extensive auto coverage is also available and offer more than just standard liability.

Travelers insurance gives customers policies to cover property, bodily injuries, medical expenses, comprehensive damage, and collision with objects or vehicles. Travelers also protect injured policyholders from high costs caused by underinsured or uninsured drivers and offer coverage options for rentals, towing, gap insurance and more. Travelers Insurance is available to customers for efficient claim reporting and customer service.

Do you want the best coverage possible in the Northern Virginia area and nearby areas? PMA Insurance Services is proud to give clients a selection including Travelers, Kemper Preferred, Metlife, Safeco, Allied (Nationwide), and Hartford Insurance.

If you are already a customer of PMA Insurance Services in Chantilly, VA, then you know that our independent insurance agency is dedicated to serving you and your neighbors throughout the Northern Virginia and Washington Metropolitan area and offering you access to more than thirty auto and home insurance companies that can serve your needs.

You should also know that we care about you and your family and want you to make the best choices when it comes to matters of safety. Did you know that The Center for Disease Control and Prevention reports that 16 to 19 year olds are involved in more automobile accidents than any other age group? The good news is that you can do something about that. The most important thing you can do to assure your teen’s safety while driving is to make sure he or she gets driver education.

Looking to purchase that first car for your teenager? Then here are a few tips on choosing a safe car.

• Make sure the vehicle is equipped with Electronic Stability Control which will prevent it from spinning out.
• Look for a vehicle that features an Automatic Braking System.
• Buy a vehicle that has airbags that work.
• Make sure the tires are good and check them regularly to avoid any problems.

Of course it is also important to make sure that your teen has proper auto insurance too. Our friendly and experienced agents are great at helping you choose the best carrier for your needs. We offer policies from reputable companies including Travelers, Safeco, GMAC, Kemper Preferred, Dairyland, Hartford, Progressive, Allied, Metlife and many more. Why not contact us today and get a quote? You can reach us at (703) 449-1327.

As a builder you know that during construction, projects are subject to a wide variety of risks or damage. While under construction, a project could suffer from damages due to high winds, fire, or sabotage of some nature.

One principle of common law states that once there is any new construction or improvement to land, it automatically becomes the property of the title holder. This is why as a builder you need Builder’s Risk Insurance which will indemnify you against some of these losses. In particular, this coverage protects you or your organization’s insurable interests such as materials, equipment, and fixtures in the event of damage or loss during the course of construction.

Our agents PMA Insurance Services are experts when it comes to making sure you have the coverage you need for your building project. At PMA Insurance Inc., located in Chantilly, VA, we are available to serve customers throughout the Northern Virginia/ Washington DC Metropolitan area.

Our agents have access to more than thirty insurance carriers that can cover your insurance needs such as Travelers, Safeco, GMAC, Kemper, Dairyland, Hartford,  Progressive, Allied, MetLife and many more. Contact us today to get a quote! You can call us at (703) 449-1327.

Homeowners insurance can safeguard your home and property from such hazards as fire, storms, vandalism, theft, etc. Before purchasing a policy, you should review coverage to ensure you’re getting the kind of protection you need.

Homeowners insurance generally covers water backup damage caused by sewer or drain problems if the problem originates on your premises. An example of this would be a drain blockage from a toilet or shower in your house that overflows onto your property.

To obtain protection from water backup damage caused by sources off your premises, such as a sump overflow, you would need to purchase an endorsement policy. Protection against flood damage would require purchasing flood insurance as this is not covered by either your homeowners or endorsement policy.

By discussing coverage options with your agent, you can obtain adequate coverage to meet your particular needs. PMA Insurnce Services Inc. offers homeowners insurance coverage from such top insurers as Progressive, Travelers, Hartford, Metlife, Allied, Safeco and Kemper Preferred. Learn more about coverage options and get a homeowners insurance quote today by contacting any one of our insurance specialists at  PMA Insurance Services in Chantilly, VA. Call us at (703) 449-1327.